🏦 Bank Loans vs. Non-QM vs. DSCR vs. SBA — Which Mortgage Loan Is Right for You? 📊

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 25/02/2026

Bank Loans vs. Non-QM vs. DSCR vs. SBA — Which One Fits Your Situation? Most borrowers don’t have a loan problem. They have a fit problem. As a mortgage broker in Katy, Houston, and across Texas, I don’t push products. I structure solutions. The key is matching the right borrower profile with the right underwriting model.

Bill Rapp, Commercial Mortgage Broker

🏢 Why SBA 7(a) & 504 Loans Are Quietly Dominating Owner-User Commercial Real Estate

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 06/01/2026

Why SBA 7(a) & 504 Programs Are Quietly Dominating Owner-User Commercial Real Estate Most business owners still believe owning their building requires massive down payments, short loan terms, and balance-sheet strain. That assumption is outdated.

Bill Rapp, Commercial Mortgage Broker